Planning Ahead

We all plan ahead to some extent, but should we?
Ps.146:4 When his breath departs, he returns to the earth; on that very day his plans perish.
Seems as if God's Word is giving us caution about the way we plan!! 
James 4:13-17 Come now, you who say, "Today or tomorrow we will go into such and such a town and spend a year there and trade and make a profit"-- yet you do not know what tomorrow will bring. What is your life? For you are a mist that appears for a little time and then vanishes. Instead you ought to say, "If the Lord wills, we will live and do this or that." As it is, you boast in your arrogance. All such boasting is evil. So whoever knows the right thing to do and fails to do it, for him it is sin.
Prov.27:1  Do not boast about tomorrow, for you do not know what a day may bring.
Luke 12:20 "But God said to him, 'You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?'
Clarke's commentary on the bible states:
"Death is certain to all men, as the fruit of sin, by the appointment of God; and there is a certain time fixed for it, which cannot be exceeded; but of that day and hour no man knows; and therefore cannot boast of a moment of future time, or of a tomorrow, nor of what he shall enjoy on the morrow (w); for, what he has today he cannot be certain he shall have the next; he cannot assure himself of health and honour, of pleasures, riches, and friends; he may have health today, and sickness tomorrow; be in honour today, and in disgrace on the morrow: he may bid his soul eat, drink, and be merry, seeing he has much goods laid up for many years, and vainly say, tomorrow shall be as this day, and much more abundant, when this night his soul may be required of him."
There is one thing that is certain, eternity will be spent somewhere. Christ followers have been preaching the gospel a long time and people have been ignoring it and embracing it just as long.
Father, we know time is getting short. We ask for Your saving power to be sent out over the whole Earth. How people can see Your power displayed and not be afraid of Your judgement is a hard thing for me to understand. Your Word says: Ps.147:11but the LORD takes pleasure in those who fear him, in those who hope in his steadfast love Amen